Commercial General Liability Insurance – Los Angeles, California

If your business provides advice, makes recommendations, offers design or upgrade solutions or offers any kind of service, did you know that you are at risk for a professional liability lawsuit? If such a thing happens, your General Liability Policy can help with defense costs, regardless of fault. Many policies also offer protection for judgments, court costs and much more.

General Liability insurance covers claims of bodily injury or other physical injury or property damage. Many times it is offered in a package with your commercial Property insurance to protect your business against incidents that may occur on your premises or at other covered locations where you normally conduct business. Commercial General Liability insurance helps your business continue operations while it faces real or fraudulent claims of certain types of negligence or wrongdoing.

• Bodily Injury – General Liability insurance will defend your business if you are responsible for someone else’s injury, disease or sickness, general liability insurance pays expenses such as : Medical care costs, Loss of services and Court-awarded compensation for deaths or injuries that result from an accident or occurrence.
• Property Damage – If an accident or occurrence causes damage or loss to someone else’s property and you are legally responsible, your general liability insurance pays for that damage.
• Product Malfunction – If your company manufactures a product or produces a service which causes an injury, your liability policy will pay for any resulting legal expenses, and the damages resulting to your policy’s liability limit.
• Medical Payments – This coverage is available for emergency medical treatment in the event a person is injured at your location. The coverage will respond without regard to any legal liability or fault of your business

Ipex Insurance Services will get you the small business liability coverage you need.  We know that each company’s insurance needs are unique to their business. Based on your commercial liability insurance requirements, we will work with you to determine the best kind of general business liability insurance coverage for your business, and we will keep your policy updated as your business grows and your needs change.  Call us today at 818.806.8896 for your quote today.